Reference

Terms & Conditions For Your Account

Clear Terms & Conditions explain how your garudaraja account, wallet checks and lobby access work before you open an account.

Account accessWallet recordsLocal-law eligibility
garudaraja Terms & Conditions For Your Account
HELP PATHS

Get Help With A Terms Question

A clear support route helps when a Terms & Conditions question affects your account or wallet status.

Account access If phone verification or a login step is unclear, use the account help path…
Wallet status For DANA, OVO, GoPay or QRIS status questions, include the payment reference and method…
Policy changes If you want to question a policy update or request a correction, contact us…
DATA PRACTICE

How We Apply These Account Rules

Our Terms & Conditions work alongside practical account controls rather than replacing them.

Account details

We handle the account details you submit for access, phone verification and account support. Keep your phone number current, because a mismatch can pause access while we check whether the request belongs to the account holder.

Payment records

A DANA, OVO, GoPay, QRIS, bank transfer or virtual account record may be retained with its reference and status. This lets us reconcile the account action and respond to a wallet question using the same transaction trail.

Cookies

Cookies and similar session tools can keep your login path and selected account state working between pages. Your browser settings may remove them, but doing so can require another login or interrupt a terms-related account check.

Device security

We may treat an unfamiliar device, repeated failed login or unusual session as a security signal. Sign out on shared hardware and never provide a password or verification code through a support message.

Retention

We keep account, payment and support records for as long as needed for the stated account, security and legal purposes. A retention question should identify the record or transaction so we can assess the correct request.

Change requests

To ask for a correction, access request or policy clarification, use the account support route and describe the exact record involved. We may ask for account verification before changing details or disclosing account-related material.

Terms & Conditions Questions Answered

The answers below focus on the account and policy questions you may search for before opening an account. They cover eligibility, payment matching, device access, data handling and the steps for raising a Terms & Conditions concern. Where a situation depends on local law, the applicable rule takes priority over general wording on this page.

They are the rules for creating and using your account, completing phone verification, accessing listed areas and handling wallet records. They also explain security duties, data practices, policy changes and how to contact us about an account or transaction question.

Access depends on local law. If the service is available to you where local law permits, follow the account steps shown on your device and complete the required phone verification before account access. We do not ask you to bypass a location or eligibility rule.

Yes, our account terms explain that clear phone verification comes before account access. Use a number you control and keep it current. If verification does not complete, use the account help path rather than opening duplicate accounts or sharing a verification code.

The payment clause requires the wallet or QRIS record to match your account and the reference shown at checkout. Keep the receipt until the status is settled. If a record is unclear, send its reference through account support so we can check it.

You may use OVO, GoPay, bank transfer or a virtual account only when that method is displayed for your account. Follow the stated reference and account details exactly. A mismatched payment can remain pending while we verify its source and destination.

The terms describe handling for account details, phone verification, payment references, security checks, cookies and support records. We retain these details for stated account, security and legal purposes. Ask for a correction or clarification through the account support route.

Use the support route shown in your account and identify the clause, account stage or record involved. Explain the change or correction you seek. We may verify your account before discussing private details, and any amended wording will be shown on the current policy page.